Pre-shipment Financing

Financing to the customer starting from purchasing of raw materials, production to shipment of goods. The focus of this financing is to assist the production activities. However, the risk of this financing is the possibility of failure in production process.

The financing consists of two types:

a.     Import for Export Purpose

Import for Export Purpose is the type of financing provided to the exporter that conducts import activities of raw materials which are used for export purpose.

b.     Export Working Capital

Transactional

Working capital requirement based on the capital requirement for one business cycle.

Non-transactional

The calculation of working capital based on the historical export and one year of export projection, by considering the cycle of exporters trade.